Credible

User Information & Loan Application

Additional Information

Credit Bureau Singapore · Free Report

First 500 applicants only

Get your CBS credit report — free.

Apply for a loan through Credible.sg to receive your unique CBS report code. Use it to download your credit report straight from Credit Bureau Singapore.

Your report stays private to you — Credible.sg does not see or store it.

Apply through Credible.sg

Complete a quick, verified loan application through Credible.sg.

Receive your unique CBS report code

Once your application is completed, we'll send your unique CBS report code to your email address.

Download your report from CBS

Use your code and Singpass to download your credit report straight from Credit Bureau Singapore.

Your CBS report is delivered to you only. Credible.sg does not access, view, or store your report.

Download directly from CBS · Your report stays private · No obligation to accept an offer

Free CBS Credit Report available via a promotional access code on the Credit Bureau Singapore website, subject to CBS terms and campaign terms. Available to the first 500 eligible customers who complete a loan application through Credible.sg. One code per eligible individual. Credible.sg does not access, view, or store the CBS report. Receiving a report code does not guarantee loan approval and does not require acceptance of a loan offer. Terms apply.

Welcome! Let's set up your account.

Mobile Phone

Name

Create Password

Tell us about yourself

Date of Birth

NRIC

Address

Unit Number

Do you own the property at this address?

Employer Name

Monthly Income in $

Length of Employment (months)

Tell us more about the loan you need.

Amount

Tenor in months

Loan Purpose

Any other details?

Is your income primarily from platform-based services ? (e.g., ride-hailing, delivery like Grab or Foodpanda)

Referral Source

1. Are you currently in, or do you intend to enter any Debt Management Programmes (DMP) or Debt Consolidation Programmes (DCP)

2. Are you currently in, or do you intend to enter any bankruptcy filings or Debt Repayment Scheme with your Creditors?

3. Do you have any existing loans?

I confirm that all information provided is true and complete and understand that incomplete or false information may result in a declined application.
I agree to Credible.sg terms and conditions and privacy policy

Back

Credible.sg is a loan-matching platform, not a lender. We connect you with licensed lending partners regulated by the Ministry of Law (Registry of Moneylenders) and the Monetary Authority of Singapore. Your actual rate, fees and terms are set by the lender you choose.

Maximum Annual Percentage Rate (APR): 48% per annum (4% per month)
Repayment period: 1 to 24 months (shortest to longest)

Representative example

Borrow S$10,000 over 12 months at 48% per annum (Effective Interest Rate):

Monthly repayment approx. S$1,067
Interest approx. S$2,809
Administrative fee (10%) S$1,000
Total cost of credit (interest + fees) approx. S$3,809
Total amount repayable approx. S$13,809

The example includes the maximum one-time administrative fee of 10% of the principal. Late fees of up to S$60 per month apply only if a repayment is missed. The total of all interest, fees and charges can never exceed the amount borrowed.

Figures are an illustrative example, not an offer or quote. Your actual rate, fees and terms are set by the licensed lender you choose and depend on your income, credit profile, loan amount and tenure. Always check a moneylender against the Ministry of Law's Registry of Moneylenders before signing any agreement.